The New Year is always a time for people to reflect on how they can better themselves – exercise more, eat healthier, and save money are usually at the top of the list. I try to do all of these things throughout the year, oftentimes sporadically, but I find myself especially drawn to any article I see that focuses on how to save money.
Two of my favorite posts on how to save money come from Jenny Evans over at Unremarkable Files – you can find those here and here. I already do a lot of the things she suggests, and she has quite a few that I’ve never thought of before. I don’t have a large family as she does, but even having only two kids is expensive, so I’m always looking for ways to save.
Here are some of the things I do to save money:
- Happy Hour – not just for cheap drinks anymore. I realize that when you’re trying to save money, you could just not go out to eat, but there are just some nights where the thought of cooking dinner makes me want to scream. Or cry. Or tear my hair out. Or all three of those things, simultaneously.If you check out restaurants in your area, chances are many of them offer half-priced appetizers during certain hours. We usually order four or five appetizers for the table, and that’s dinner. (*Bonus tip – Feed your kids a granola bar and an apple before you leave the house. This way they won’t be as hungry so you can order one less item, and you won’t have to feel guilty that all they had for dinner was a granola bar and an apple.)
Coupons! I’m not one of those crazy couponers with an enormous binder who ends up buying 57 boxes of tampons and 93 cans of tuna for $1.63, but I DO utilize coupons. And they WORK! But you have to use them correctly. I almost exclusively use coupons on items that are also on sale. Even if I have a coupon for an expensive brand, I usually find that it’s cheaper to buy a less expensive or generic brand without a coupon. You can also usually pair manufacturer coupons with store coupons. And if you have a coupon for less than a dollar, most grocery stores will DOUBLE it. I spent years throwing out coupons for $.55 or $.75 cents not realizing this was the case. It still haunts me to this day.
- Online Coupons! That’s right! More coupons! In this day and age of smartphones and the Internet, there are a lot of ways to save money on top of conventional coupons. My grocery store of choice is Stop & Shop, and if you have their loyalty card, you can link it to an online account where you can load coupons and special offers to the card that will automatically be deducted from your bill at checkout. I would imagine that many major grocery stores have a similar system.
I have also started using Checkout 51 and Ibotta. These are rebate apps, and while they aren’t quite as easy as clicking a button to load a coupon, or simply clipping one out of the paper, it’s usually worth it. Both require you to load the offers you think you might use, but after you buy the items, you have to take a picture of your receipt. Your entire receipt, which is sometimes as long as I am tall, so that’s kind of a pain. Ibotta also requires you to take a picture of the UPC for most items. When you reach $20, you can cash out and have the money put into your PayPal account for Ibotta, or request a check for Checkout 51.I haven’t made a ton of money back, but I’ve been using these apps for the past three or four months and have made about $70. Ibotta also offers bonuses if you redeem a certain amount of offers each month, and incentives for getting other people to sign up under you using a unique code. For every person that signs up using your code, you get $5. (You can use my code if you like. You obviously don’t have to – I just wanted to let you know how it works).
- Take advantage of FREE events. The town we live in offers a lot of free events geared toward families with small children. Touch-a-trucks, harvest festivals, egg hunts, Christmas and holiday festivities, story times, and the list goes on. We have taken full advantage of these types of activities, to the point that we’re a little sick of them. But I plan on continuing to attend these events until my children are old enough to tell me that they’re “lame,” because they are free, they are usually pretty fun, and they get us out of the house on days we have nothing else to do. And did I mention they’re FREE?
- Bing Rewards. If you use Bing as your search engine of choice, you can create an account and they will award you points for every search you perform on their site. When you accrue a certain number of points, you can redeem them for gift cards. I always choose an Amazon gift card, because I figure at some point, I’ll need to order something from there. I’ve been using it for around six months and I’ve probably earned around $40 – $50 in Amazon gift cards. Sure, Bing is probably selling my search history to marketing companies, but I figure they were most likely doing that anyway, so I might as well get something out of it
- Don’t join a gym. Trust me. I totally get that it’s more motivational to exercise when you are in a place where other people are working out. But gym memberships are expensive! So with a a little bit of self-motivation, go for a walk, or a jog. Do some crunches on the floor. Walk up and down the stairs in your house 20 times. It definitely isn’t easy (at least for me), but you can save a few hundred dollars a year by skipping the gym. All that being said, if I had more money, I would probably join a gym, because getting motivated to exercise is hard!
- I’m not super proud of this one, but, it is what it is.
One of the best things about being a Mom is all the money I save on razors.
Moms don’t get to shave very often.
— the Mom TruthBomb (@momTruthBomb) December 6, 2016
- Make all-purpose cleaner using vinegar, water, soap, and citrus oils
- Use reusable filters for my Keurig
- Make bread crumbs using the heels of the bread
- Make chicken stock with the carcass of store-bought rotisserie chicken
- Compost kitchen scraps
- Reuse Ziploc bags
So those are just a few of the things I do to save money. Is there anything you do to help save money in your family?
I’m really asking. I need more ideas.